Sr Mortgage Advisor - Vancouver/Portland

As the nation's largest community credit union, we begin every day focused on delivering superior financial products and services for our 1.3 million members and more than $30 billion in managed assets. Our work has an economic impact as we support our members' financial goals. We are unapologetic about being devoted to our members and the communities we serve. Our business is guided by our people helping people philosophy - which includes our team members.

BECU has been in business for more than 85 years, driven by unwavering core values and a dedication to improving the communities we serve. While we have a rich history, the future of our company, accelerated by business and technology transformation, is even brighter. There's never been a better time to work for BECU.

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PAY RANGE

The Target Pay Range for this position is $50,200-$61,300 annually. The full Pay Range is $39,000-$72,600 annually. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.

BENEFITS

Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage. Employees have access to disability and AD&D insurance. We also offer health care and dependent care flexible spending accounts, as well as health savings accounts, to eligible employees. Employees are able to enroll in our company's 401k plan and employer-funded retirement plan. Newly hired employees accrue 6.16 hours of paid time off (PTO) on a per pay period basis based on hours worked (up to a maximum of 160 PTO hours per year) and receive ten paid holidays throughout the calendar year. Additional details regarding BECU Benefits can be found here .

Want to use your talent and passion as a loan officer to serve your community in a place where you can really be yourself ? Then consider a career with BECU. BECU is a full-service lender and you'll get the chance to work on a variety of loan products that no other lender offers and still close on time! You're empowered to operate at your best because you won't need to compete on business or volume. Our managers are here to fully support your success and our members.

Ending every day with the satisfaction of making a difference in people's lives is rewarding; but we have even more ways to reward you. In addition to your pay which includes monthly commissions, your benefits (~~~) and perks really add up: BECU offers a 401k plan, pension, annual bonus plan, a wide range of health and wellness benefits, generous PTO and community time off, reimbursements for apparel, mileage, and more. You'll also get the support you need to succeed, as well as opportunities to learn, grow, and move within the business.

From our very beginning, BECU has been about people helping people. As a financial services cooperative, our purpose has and always will be the same: we work together to best serve our members and improve the financial well-being of our community. 80+ years, more than 2,500 employees, and over one million members later, we're still rooted in our values, practices and mission - and even more passionate about our future.

No pressure but we are sure you'll love it here, just being you .

SUMMARY

The Sr Mortgage Advisor is responsible for meeting with members in person and through brokers to sell mortgage loan packages within their assigned territory, which will be expansion markets for BECU. The Sr Mortgage Advisor originates sales by contacting prospective members, developing and maintaining referral sources and acting as the first point of contact for products and services. This role focuses on creating and deepening both mortgage sourcing relationships and member relationships. The Sr Mortgage Advisor handles the most complex mortgage products and scenarios and increases overall benefit to BECU by creating cross-referrals to other BECU business lines.

RESPONSIBILITIES

• Perform all responsibilities in accordance with BECU Competencies, compliance, regulatory and Information Protection requirements.

• Meet with members in person to sell mortgage loan packages, focusing on creating and deepening member relationships through needs assessment, fulfillment, follow-up and cross-selling.

• Contact members via phone, email or regular mail for purposes of documentation collection in conjunction with a sale, but conduct majority of selling activities in person and through brokers.

• Serve as the first point of contact for products, services and processes related to Mortgage application through funding.

• Create and deepen mortgage sourcing relationships including agents, builders and other professionals within personal sphere of influence.

• Generate new Mortgage relationships through prospecting and lead generation.

• Contribute to individual and team goal attainment in assigned centers/branches by deepening the member/customer experience, coaching and developing referral generation, and other stated goals.

• Represent BECU in the community, actively participating in community organizations and events when appropriate to generate new Mortgage business and educate others about BECU's mortgage products and services.

• Negotiate terms and conditions of loans with members in accordance with credit union policies and procedures.

• Review files referred utilizing automated underwriting programs, correct any deficiencies that would provide approval. Refer loans not approved by the automated underwriting programs to BECU underwriters.

• Serve as an escalation point for Member issues and concerns.

• Perform additional duties, as assigned.

QUALIFICATIONS

• Bachelor's degree or equivalent work or education related experience required.

• Minimum 3 years of mortgage loan sales experience including documented ability to self-generate mortgage volume of $12 million or greater annually required.

• Expert relationship management, problem resolution and customer service skills required.

• Strong sales, prospecting and follow-up skills required.

• Proficient verbal and written skills to effectively communicate in the English language required.

• Proficient math skills, with a high degree of accuracy required including the ability to perform complex income analysis.

• Full-time hours required, with additional hours as necessary.

• Moderate travel required.

• Compliance with SAFE Act legislation, which requires annual registration as a Mortgage Loan Originator (MLO).

EEO Statement:

BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.

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From our very beginning, BECU has been about people helping people. As a financial services cooperative, our purpose has and always will be the same: we work together to best serve our members and improve the financial well-being of our community. More than 80 years and one million members later, we're still rooted in our values, practices and mission - and even more passionate about our future.

As one of the nation's leading credit unions, we're not driven by profit. We're owned by our members and their interests are at the core of everything we do. Now we're growing faster than ever before--but we'll never forget our roots. To continue doing right by our members, we believe we must first do right by our people. Here, you'll receive the resources and support you need to learn, grow and build a meaningful career. Because we know it's our people who make us special.