Mortgage Consultant (safe)

Mortgage Consultant (safe)

This position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results.

Together we'll go far!

Wells Fargo Home Mortgage is the nation's leading mortgage lender. We are driven to provide exceptional home loan service to consumers and business partners. With a strong, nationwide branch network, we strive to offer the very best platforms, technology, tools, and compensation. At Wells Fargo, we foster an inclusive, customer focused work environment where innovation is encouraged and performance rewarded. We invest in you, develop your talents, and help you maximize your potential. If we want to be successful in today's world, we must be as diverse, in every respect, as the customers and communities we serve.

We have an immediate opening for a Home Mortgage Consultant (HMC). This individual is responsible for producing high quality loans that meet Wells Fargo Home Mortgage guidelines by building relationships with realtors, builders, financial professionals, bank stores, past customers and other nontraditional sources, while providing excellent customer service. Strong sales and organizational skills are essential. Bi-lingual job seekers are encouraged to apply.


Additional duties include:

- Develop knowledge of company products, policies and procedures, and underwriting requirements
- Understand real estate appraisals, title reports, and real estate transactions
- Inform prospective and existing customers of WFHM programs, rates, policies, underwriting requirements, and loan procedures
- Analyze detailed financial and credit data, matching customer needs with an appropriate loan program and level of risk
- Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in
- Develop and maintain a high degree of visibility for WFHM in the marketplace
- Perform miscellaneous duties as needed and required

Basic Qualifications: 1+ years sales experience in financial services OR 1+ years outside sales experience.

Minimum Qualifications: This position requires S.A.F.E. registration at the time of employment. The Nationwide Mortgage Licensing System (NMLS) web site () provides the MU4R questions and registration required for employment in this position.

Availability to assist customers on evenings and weekends

Skills/competencies:
- Demonstrated excellent verbal and written communication skills
- Demonstrated PC skills including Microsoft Office Suite and the ability to use database marketing
- Demonstrated customer service skills

Physical requirements:
- Ability to move 15+ pounds
- Ability to operate a moving vehicle or have access to transportation
- Ability to stand/sit/walk for 6-8 hours a day

Education:
- High school education or equivalent

Preferred Skills: - Documented retail residential mortgage fundings of 48+ loans over the past 12 months referred primarily from established, local, external sources
- Mortgage industry experience
- Bi-lingual skills
- Bachelor's degree