Comm Ln Officer III

Comm Ln Officer III

Comm Ln Officer III







Job ID: RMCAEB10-156 Company Name: First Bank
Description:

Our Most Valuable Asset? Our People.

Dollars and cents aren't our only focus. At First Bank, we're about people, the type of people who are talented, responsible and seek rewarding careers. We encourage our employees to help us build a productive atmosphere of both personal and corporate growth. The result, outstanding career paths for our employees; the best possible service for our customers; and a strong financial institution that represents trust, dignity and integrity.
Why First Bank?
· We've been First Bank since 1910 and we're going to stay that way
· We trust our employees to achieve great things and we will work with you to develop your professional career
· We empower employees,fostering an entrepreneurial spirit that embraces self-responsibility without the pitfalls of micro-management
Although we're one of the most diverse banks in the nation, we'd like to be better known as your friendly bank down the street. The First Bank team is made up of the people who make up our community. Become a part of our dynamic company and make an impact in the following role:
Commercial Loan Officer III
We are searching for successful people with expertise in the following skills:
Major regional bank is looking to fill a position (Relationship Manager) within their core commercial banking team. The position is based out of Walnut Creek and does come with an existing portfolio. Primary responsibility is increase the portfolio while managing and cross selling within the existing book of business. Portfolio consist of both C&I, CRE, etc. with revenue companies ranging from $10MM - $200MM
Your ability to read, analyze and interpret financial reports and legal documents, and respond to common inquiries will be key as you provide a full range of banking services to commercial customers. Drawing on your superior communication and interpersonal talents, you will handle complex relationships as you call on prospective and existing clients to generate loans, deposits, fees and electronic banking services. You will be called upon to determine credit eligibility, prepare loan narratives, ensure loans meet appropriate criteria, and effectively cross-sell products. Your 7 to 10 years of commercial lending experience are backed by a bachelor's degree in Finance or a related field, and the ability to apply concepts such as fractions, percentages, ratios and proportions to practical situations. You must be able to define problems, collect data, establish facts and draw conclusions, deal with abstract data and present information to top management, public groups and boards of directors.
Be part of an entrepreneurial environment! Your primary responsibilities will be:
* Call on prospective and existing clients to generate loans, deposits, fees and electronic banking services
* Analyze financial statements and business conditions to deduce a credit decision
* Generate and service a portfolio of $20 million in loan outstanding
* Participate in a variety of community-oriented and professional organizations
We are seeking talented individuals with the following qualifications:
* Bachelors Degree in Finance or related field
* 7-10 years experience in Commercial Lending
* PC proficiency
* Excellent written and oral communication skills
* Formal Credit Training preferred
Take your career to the next level and join our progressive bank

EOE M/F/D/V

Requirements:


Required Expertise: Lending/Sales - Commercial and Industrial Lending Sales
Type of Job: Full Time
Work Location(s) CA - Walnut Creek
Required Years of Experience: 7-10 years