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For your reference, we have included the original job posting below.
Home Services Specialist II - Sr Mortgage Loan Processor - San Jose, CA
Job Number:
72553149
Company Name:
Bank of America Corp.
Job Location:
San Jose, CA US
Job Category:
Accounting & Finance
Home Services Specialist II - Sr Mortgage Loan Processor - San Jose, CA
Title: Home Services Specialist II - Sr Mortgage Loan Processor - San Jose, CA Location: US-CA-San Jose Other Locations:
As a Home Service Specialist (HSS) II you will be responsible for processing of loans approved by an Underwriter or an automated decisioning system within designated signing authority limits. You will be responsible for clearing conditions and issuing changes to the terms on previously approved loans. The Home Service Specialist II will be responsible for but not limited to verifying conditions of approval which may include customer income/assets documentation. In addition you will resolve routine title issues including, but not limited to the following: vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens reconveyances; may processes subordinations; resolves appraisal disputes; depending on channel, may coordinate closing activities. You will also be required to maintain a high level of customer service by being proactive in communication with customers, may include banking center associates, realtors, etc. The HSS II will be the focal point of communication with customer and sales force in the closing process of the loan.
This position may be subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE ACT requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination. Required Skills: * Two - three years of experience in a loan production environment * Knowledge of conventional and/or government guidelines * Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending * Ability to manage a heavy pipeline of 50 plus loans * Strong written and verbal communications skills * Teamwork and customer service skills a must * Self-motivated and highly organized * Ability to prioritize multiple competing tasks * Flexibility to work extended hour during heavy workload periods
Desired Skills: * Familiar with FHA and HUD guidelines * Government Processing Experience * At least one year of mortgage processing experience. * LPS and AWD familiarity
